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Temecula, Murrieta, Menifee, Wildomar and San Diego Home Loans and Refinance

Welcome to my Temecula real estate lender and home financing page.  Here you will find a pre-approval loan application, a fantastic mortgage calculator, and perhaps the best mortgage commentary available for consumers.

Whether you need a new home loan or to refinance your home, our network of Temecula, Murrieta, and San Diego home loan experts can help! Click below and take the first steps in pre-approval:
Get approved now with our superior and local lending network!

Read the best mortgage commentary for consumers!

Shop rates nationwide, get a feel for the best rate, use great calculators!


Why is getting your Temecula or Murrieta loan pre-approval so important?

Buyer! Getting pre-approved / prequalifed is incredibly important for several reasons:

      It makes you a much stronger buyer in the sellers eyes – I have negotiated thousands off the price of a Temecula or Murrieta home because I leverage a pre-approved client.
      The feeling of looking at homes you know EXACTLY how much they will run you a month is fantastic.  That is a major worry off the table and you protect yourself from looking at homes outside your range since the math is done.
    Lastly, the overall confidence you get knowing you are qualified enables you to make the best decision.  You KNOW you will buy a house, you don’t hope and thus you have a clearer mindset.

Inman News

Home affordability sees biggest drop since 2004

11/14/2013 10:11:37 AM

There is a down side to rapidly rising home prices: declining home affordability. The share of new and existing homes affordable to median-income families plunged in the third quarter, to 64.5 percent, according to an index report from the National …

Zillow sees homes selling 26 percent more quickly than a year ago

11/14/2013 10:11:32 AM

Zillow saw homes on its site sell 25.9 percent more quickly in September than they did a year ago. Homes spent a median of 86 days for sale on Zillow in September, down 30 days from the sale-rate of homes …

Partner or die

11/14/2013 10:02:00 AM

Every once in a while, the currents are so right you cannot ignore them. Catch the wave with abandon and go for it, risk it and the payoff is out there. I truly believe that the real estate industry is …

NAR starts its RPAC donors young

11/14/2013 9:22:13 AM

In an effort to get its youngest members in the habit of donating to its political efforts, the National Association of Realtors has launched a campaign to get 10,000 members of its Young Professionals Network to pledge $10,000 to the …

Census Bureau: Homeownership rates declined in 41 states in 2010-2012 period

11/14/2013 9:12:01 AM

The homeownership rates in the U.S. dropped in 41 states, down 1.7 percentage points to 64.7 percent in the three-year period spanning 2010-2012 from the previous three-year span, according to the U.S. Census Bureau’s American Community Survey data released today. The …

Slideshow? This time, it was different: Redfin’s $50 million financing all about customer value

11/14/2013 8:55:42 AM

Redfin just announced a $50 million financing round led by T. Rowe Price and Tiger Global Management. We are, of course, proud to have the support of two of Wall Street’s best investors, and glad to have the money to …

Billy Goat Tavern would prefer to stay in NAR’s basement

11/14/2013 8:54:51 AM

Sam Sianis, owner of the Billy Goat Tavern in the basement level of the National Association of Realtors’ current headquarters in Chicago, has no desire to move from the spot the tavern has called home since 1964. But that may …

Mortgage rates reach highest level in nearly 2 months

11/14/2013 7:36:22 AM

The average rate on a 30-year fixed-rate mortgage climbed to its highest level in nearly two months on better-than-expected economic news, Freddie Mac reported. Rates on 30-year fixed-rate mortgages averaged 4.35 percent with an average point of 0.7 for the …

Redfin closes $50 million funding round led by Tiger Global Management LLC and T. Rowe Price Associates

11/14/2013 7:03:31 AM

Tech-focused brokerage Redfin has just nabbed a pot of cash larger than all the money it’s raised since its founding nine years ago — an investment that CEO Glenn Kelman acknowledges is viewed as setting the company up for an …

Mortgage applications for new-home purchases leap

11/14/2013 5:52:03 AM

Applications for mortgages to purchase new homes jumped 11 percent month over month in October, according to the Mortgage Bankers Association’s (MBA) latest Builder Application Survey. During the same period, seasonally unadjusted sales of new homes clocked in at 40,000. On a …